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CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:
- You are looking to open a checking account for the first time or
- You have had difficulty handling an account in the past.
Among other things, CheckRight will help you learn how to:
- Open an account
- Write checks
- Make deposits
- Maintain a check register
- Reconcile an account
- Create a spending plan
CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to
a quiz that will test your knowledge on checking accounts. You will be able to view the results and you have the option to send the results to
the credit union via e-mail.
Dyersburg Credit Union has teamed up with Accel, a financial counseling program. Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 44 years.
Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying –
it’s free!
Receive assistance with:
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Personal and family budgeting |
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Debt repayment |
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Proactive savings plan |
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Personal money management |
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Understanding your personal credit report and how to improve your score |
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Avoiding bankruptcy, foreclosure, and repossession |
Accel counselors are available Monday through Thursday 8 a.m.
to 10 p.m. (EST),
Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m.
to 1 p.m. To use this new service, simply call
1-877-33ACCEL
(332-2235) or visit them on the web at
www.accelservices.org
When you join the credit union the account opened is a regular share account. Your savings are called shares because they represent your share of ownership of the credit union. The basic share account must be maintained to preserve your membership.
Dividends are paid on the last day of each quarter based on the average daily balance.
Each member’s account is insured by NCUA up to $100,000.00.
 See Rates
Share drafts are to credit unions as checks are to banks. You will receive a monthly statement. Dividends are paid monthly based on an average daily balance of $500.
There are no monthly service fees as long as you maintain a $100 balance. The prices of your share drafts may vary depending on the type you select and the personalization.
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Verified by Visa
offers an extra layer of fraud protection for
Internet based
purchases.
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We have a VISA Check Card which will save you time and money. Anywhere that accepts the VISA logo will be glad to take your check card. The funds are withdrawn from your share draft account. You may get cash at ATMs using this same check card. These transactions will be reflected on your monthly statement.
ATMs located in drive thru of facility (230 Community Park Road); KC’s One Stop (1012 Hwy. 51 Bypass W., Dyersburg) and Dyersburg Raceway (2261 St. John Ave., Dyersburg),
Sara Lee Foods (formerly Jimmy Dean Foods) (at 2000 Biffle Road, Newbern).
See Rates
We provide “Privilege Plus”, a special overdraft service for Dyersburg Credit Union members who qualify.
What is Privilege Plus? Privilege Plus is an overdraft service requiring no action on your part. You don’t have to sign anything. Your Privilege Plus limit amount will be automatically assigned. For more information please contact a Member Service Representative.
The easiest way to save money is by having it deposited from payroll deduction. We have over 40 companies and businesses that will be glad to deposit from your payroll to your account at the credit union each time you are paid. You decide the amount each pay period and it comes in without any effort from you. This makes saving much easier.
Direct Deposit offers you an easy and convenient way to have your paycheck deposited into your account without having to make a personal trip to the Credit Union.
In addition to payroll direct deposit, social security, pension checks and income tax refunds may be direct deposited.
Competitive rates with time options available when you want the best return on your money. Whether you are looking to invest in Share Certificates (like CDs) or put away for your retirement (IRAs), we have options to fit your needs.
IRA accounts are insured up to $250,000 by NCUA.
See Rates
These are two account options that allow you to save for Christmas and Vacation easily. These accounts may be opened any time during the year.
Christmas Club checks are written the first week in November and mailed the first Friday. Vacation Club checks are written the first of May and mailed the first Friday.
See Rates
These accounts have no monthly service fees. When this account is opened with a deposit the credit union matches the first $5 with a deposit. These accounts may require an adult to be present to make withdrawals.
Worked with Extension Services and other financial institutions in area as Tennessee Saves partner. Want to encourage members to save no matter the amount – just start with something and stick to it.
Visit Tennessee Saves Website
This service allows you to see daily activity and history of your accounts. Transfers
are allowed within your selected accounts. If your busy lifestyle needs help
with paying bills, we now have an option to pay bills for you.
If you want to check your balances or last transactions on the phone, you can now call “ART”. Our new Audio Response Teller works for
you 24/7. When we aren’t here and you want to know what cleared that day – just call ART. It is as easy as 1,2,3. Call
731-285-1234
and you can get information anytime on your account. You need to call the office and let us set you up for this new free service today.
We have photo/signature ID available now. Over the next few months when you come in to the office a Member Service Representative
will ask you to take a few minutes and let us place your picture and signature on your account screen to have photo/signature ID
available to protect your account. We are excited about this new feature and hope the members appreciate that we
are trying to provide
more security for the accounts.
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CUMONEY TRAVEL CARD
The CUMoney VISA Travel Card helps you when you travel. It is a travel debit card that we hope you find helpful in your traveling experiences. Traveler’s cheques have been replaced with this debit card. You may purchase one for $5.00 and load a minimum of $100 each time or a maximum of $5000. We will load the card here at the credit union from your cash or account and you will be ready to travel with your CUMoney Travel Card within 24 hours.
CUMONEY PREPAID DEBIT CARD
The CUMoney Prepaid Debit Card is almost ready for you to use.
It is a debit card that requires thinking ahead. You will come in to
the office and purchase this card for $5.00 and it will be mailed to your home address with your name embossed on the card within
7-10 days.
If you do not qualify for a debit card or credit card, the re-loadable debit card may be your answer. You can have any amount you want loaded on this card from your savings, checking or cash. To load your card, you can go online and load from your account at any financial institution (we hope from your DCU account). This loading time requires 3 business days.
This card will allow you to make purchases online, in stores, gas pumps or get cash at ATMS. And, you can reload through an easy-to-use website. It is not linked to your savings or sharedraft account.
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Savings insured up to at least $250,000 by NCUA
IRA Accounts are insured separately from your other savings
accounts, up to $250,000 by NCUA
Life Savings Insurance Provided
Loan Protection Insurance Provided
Credit Disability Insurance Available
Loan-by-Phone
N.A.D.A. - used car price quotes provided
Cashier’s Checks
Money Orders
Wire Transfers
Free Notary Service
Six Flags St. Louis Discount Tickets
Quarterly Newsletter
Toll-Free Number: 1-888-311-3281
Mortgage Lending with the Mortgage Resource Center
(Call 800-717-0582 for Mortgage or 615-397-3091 for information)
Dyersburg Credit Union is excited to announce that debit cardholders may now use any First South ATM location free.
There are 11 locations available to credit union members in addition to the 3 current ATMs owned by Dyersburg Credit Union.
The locations are as follows:
- 809 West Market, Bolivar, TN
- 308 West Main, Brownsville, TN
- 1519 East Main, Brownsville, TN
- Downtown First South
205 N. Main, Dyersburg, TN
- Dyersburg Green Village
602 Hwy. 51 Bypass N., Dyersburg, TN
- Dyersburg Mall
2700 Lake Road, Dyersburg, TN
- 226 Hwy. 57 East, Grand Junction, TN
- 741 South Main Street, Middleton, TN
- 1862 Hwy. 45 Bypass, Jackson, TN
- 1955 South Highland, Jackson, TN
- 77 Stonebrook Place, Jackson, TN
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Your savings federally insured to at least $250,000 
© Copyright 2008 Dyersburg Credit Union All rights reserved.