Savings Account Balance

APY*

$0.00 – $199.99

0.00%

$200.00 – $2,999.99

0.05%

$3,000.00 – $19,999.99

0.10%

$20,000.00 and over

0.15%

Account Type

APY*

Checking

0.05%

Savings Plus

0.05%

Term

APY*

3 Months

0.40%

6 Months

0.60%

12 Months

0.80%

24 Months

1.15%

36 Months

1.31%

60 Months

1.76%

Service

Fee/Charge

Statement Copies

$5 per statement

Returned Statement/Incorrect Address

$5 per statement

Outgoing Wire Transfers

$12 per transfer

Incoming Wire Transfers

$5 per transfer

Copy of Draft

$5 per draft

Excessive share withdrawal

$5 per item (After 2 per month)

Cashier’s Checks/Money Orders

$2 per check

Stop Payment Order

$20 per order

Share Draft Reconciliation

$20 per hour

Research Fee

$20 per hour

NSF-Returned Item Fee
ACH NSF Returned Item Fee

$30 per item
$30 per item

Draft Printing Fee

Varies depending on style of drafts ordered

Items Sent for Collection

$20 per item

Deposited item returned

$20 per item

Teller’s Check Stop Payment Fee

$25 per item

Christmas and Vacation Club Additional withdrawal

$25 per item

Par Value of One Share

$5

Membership fee

$5

Courtesy Pay Privilege

$30 per item

Reopening Due to Negative History Balance

$10 each

Credit Union Checks
(payable to 3rd party)

$2 per check